The Calculator That Promises 30% Savings (But Won't Show You the Fine Print)
You've seen the demo. A vendor walks into your office, pulls up a sleek calculator, types in your total medical spend, and-boom-a 25% savings number...
Opinion
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You've seen the demo. A vendor walks into your office, pulls up a sleek calculator, types in your total medical spend, and-boom-a 25% savings number...
Everyone loves a good cost-saving story. For years, the benefits industry has been telling one about high-deductible health plans: lower premiums, smarter...
You’ve probably seen the pitch: “Give your members a simple way to shop for healthcare, just like they’d compare prices on Amazon.” It sounds great. Every...
You sat down with your finance team, ran the numbers, and set your HRA budget at $1,200 per employee. Clean. Simple. Predictable. That's the illusion,...
You’ve heard the promise of reference-based pricing. Pay a fair multiplier of Medicare rates instead of whatever inflated charge a hospital throws at you....
Every time an employee fills a prescription or visits a doctor, it creates a tiny data point. For companies that self-insure, those points stack up...
For years, the conversation around Accountable Care Organizations (ACOs) has been stuck in a loop: doctors, hospitals, regulators, and insurers. Employers?...
Every benefits leader I meet tells me the same thing: “Our wellness program is fully compliant. HIPAA covers the data, and we only see aggregated reports....
You’ve poured money into a top-notch diabetes coaching platform. Your hypertension program has glowing clinical reviews. Yet your HbA1c numbers aren’t...
If you’ve spent any time in employee benefits, you know the Medical Loss Ratio. It’s that ACA rule that says insurers have to spend at least 80% (or 85% for...
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