The Phantom Plan in Your Employees’ Pockets
A couple years back, I got a panicked call from a benefits director at a midsize tech company. She’d just realized that the “wellness app” they’d rolled out...
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A couple years back, I got a panicked call from a benefits director at a midsize tech company. She’d just realized that the “wellness app” they’d rolled out...
I’ve spent two decades untangling the knot of carrier platforms, benefits admin systems, and the brittle integrations between them. In all that time, one...
Everyone in benefits knows the usual suspects. Gene therapies that cost more than a house. Chronic conditions that won’t quit. Hospital systems that merge...
Many employers mistakenly view the cost of healthcare compliance as a simple line item for legal fees or software. In reality, it is a multi-layered expense...
The relationship between rising healthcare costs and the employment prospects of older workers is a classic push-pull dynamic that plays out in hiring...
Let me paint a picture you’ve probably lived a dozen times. The renewal spreadsheet lands on your desk, and within seconds all eyes lock onto a single...
Everyone loves the idea of a stop loss captive. You grab a handful of sharp employers, pool your stop loss risk, and finally get off the fully insured...
I was sitting across from a client last fall, watching her slide the carrier’s renewal letter across the table. The number was ugly-a 14% increase on a...
The short answer is that employer healthcare costs in the gig economy are typically zero for the client or platform, while in traditional employment,...
Understanding the cost of employer-sponsored health insurance for retirees is complex because it varies dramatically based on the type of plan, the...
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