The Tech Time Bomb in Your Stop Loss Captive
Everyone loves the idea of a stop loss captive. You grab a handful of sharp employers, pool your stop loss risk, and finally get off the fully insured...
COBRA
244 posts
Everyone loves the idea of a stop loss captive. You grab a handful of sharp employers, pool your stop loss risk, and finally get off the fully insured...
I was sitting across from a client last fall, watching her slide the carrier’s renewal letter across the table. The number was ugly-a 14% increase on a...
The short answer is that employer healthcare costs in the gig economy are typically zero for the client or platform, while in traditional employment,...
Understanding the cost of employer-sponsored health insurance for retirees is complex because it varies dramatically based on the type of plan, the...
Every renewal season, you do the same dance. You pull claims reports. You benchmark against similar groups. You brace for the trend curve. And you haggle....
The relationship between employer healthcare costs and employee turnover is a dynamic, two-way street that is often underestimated in the world of benefits...
Employer healthcare costs are a critical, yet often underestimated, factor in mergers and acquisitions (M&A). For acquiring companies, the target’s benefit...
Every benefits leader knows the math. Total spend divided by total eligible employees. That’s your cost per employee, and it shows up in every boardroom...
Most benefits leaders think they know what COBRA administration costs. It’s that line item on the vendor invoice-a few bucks per participant per month. But...
The cost of adding dental and vision coverage for employers is surprisingly affordable compared to medical insurance, but it varies significantly based on...
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