The Renewal Data Paradox
I was sitting across from a client last fall, watching her slide the carrier’s renewal letter across the table. The number was ugly-a 14% increase on a...

Open Enrollment
220 posts
I was sitting across from a client last fall, watching her slide the carrier’s renewal letter across the table. The number was ugly-a 14% increase on a...
The cost of adding dental and vision coverage for employers is surprisingly affordable compared to medical insurance, but it varies significantly based on...
Most benefits leaders can tell you exactly what they pay their COBRA administrator each month. That PMPM fee is easy to find on an invoice. But I've been in...
Every benefits leader knows the drill. Your carrier sends over a glossy PDF with the new premiums. You load the rates into your benefits administration...
Effective communication of healthcare costs is a critical, yet often overlooked, component of employee benefits strategy. Employees who understand their...
The relationship between employer healthcare costs and employee out-of-pocket expenses is a direct, often invisible, tug-of-war with your paycheck. When an...
Every fall, I watch HR teams run the same playbook. They send out reminder emails, set up benefits fairs, and cross their fingers that employees pick the...
Let me tell you something that took me years in this industry to figure out. When someone pitches a meditation program to a benefits committee, eyes glaze...
Everyone talks about the two big problems with rural healthcare: not enough broadband and not enough doctors. Those are real issues. But there's a third...
Every year, benefits leaders make the same bet. They pick a new carrier, negotiate a better rate, and assume the transition will be smooth. Then January 1st...
30-minute call • Personalized Pension & Store projections
• No disruption to your current plan