What is the cost of employer-sponsored health insurance for minimum wage workers?
A full-time worker earning the federal minimum wage of $7.25 an hour makes $15,080 a year before taxes, and the 2025 ACA affordability standard lets an...
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A full-time worker earning the federal minimum wage of $7.25 an hour makes $15,080 a year before taxes, and the 2025 ACA affordability standard lets an...
Copay accumulator programs reduce employer pharmacy spending in the short term. They do this by refusing to count manufacturer copay assistance toward an...
Every fall, benefits teams open the benchmark report and compare their employer contribution against a peer group matched by industry, size, and region. If...
The idea behind a health savings account sounds sharp. Put money in before taxes, watch it grow tax-free, spend it tax-free on medical expenses down the...
Switching from a fully insured health plan to a level-funded arrangement changes an employer’s healthcare costs in three fundamental ways. You trade a...
An employee at a mid-size manufacturing firm needs a routine hernia repair. She checks her insurance network, finds an in-network surgeon and hospital, and...
Your total compensation spreadsheet tells a tidy story. Salary, payroll taxes, 401(k) match, health plan premium. Neat columns. If you’re a CFO staring at...
The No Surprises Act (NSA), which took effect January 1, 2022, shields patients from unexpected bills when they receive emergency care from out-of-network...
Everyone cheered when the No Surprises Act arrived. Patients were finally shielded from those gut-wrenching out-of-network bills after an ER visit or an...
The relationship between employer healthcare costs and employee financial wellness is a direct and often painful feedback loop. When the cost of providing...
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