Direct Contracting Skips the Booking Decision
Most primary care direct contracting conversations start with the rate card. The CFO asks what a visit costs. The broker asks what the per-employee monthly...
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Most primary care direct contracting conversations start with the rate card. The CFO asks what a visit costs. The broker asks what the per-employee monthly...
Most employers treat health reimbursement arrangement integration as a paperwork project. Draft the documents. Pick the HRA type. Connect the feeds. The...
A full-time worker earning the federal minimum wage of $7.25 an hour makes $15,080 a year before taxes, and the 2025 ACA affordability standard lets an...
Copay accumulator programs reduce employer pharmacy spending in the short term. They do this by refusing to count manufacturer copay assistance toward an...
KFF's 2023 Employer Health Benefits Survey found 65% of covered workers are in self-funded plans. Those employers pay claims directly. They buy stop-loss...
The cost difference comes less from the health savings account (HSA) itself and more from the high-deductible health plan (HDHP) that an HSA requires....
Most employers that adopt reference-based pricing spend months preparing for provider balance bills. They negotiate hold-harmless language with repricing...
Healthcare costs are not high by accident. They are high by design. One of the clearest places to see that design at work is in the price gap between...
The idea behind a health savings account sounds sharp. Put money in before taxes, watch it grow tax-free, spend it tax-free on medical expenses down the...
Manufacturing has always carried two cost sheets for healthcare: one shaped by collective bargaining and one shaped by the open market. The differences are...
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