What is the effect of copay accumulator programs on employer healthcare costs?
Copay accumulator programs reduce employer pharmacy spending in the short term. They do this by refusing to count manufacturer copay assistance toward an...
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Copay accumulator programs reduce employer pharmacy spending in the short term. They do this by refusing to count manufacturer copay assistance toward an...
Cancer is the highest-cost condition category in most employer-sponsored health plans, and survey data show it has stayed there for several years. In the...
Your stop loss underwriter knows which employees will drive next year's renewal before your benefits committee does. The renewal packet is where...
Pharmacy benefit manager (PBM) transparency determines whether an employer can see what it pays for prescription drugs, how much the PBM keeps, and what a...
The opioid crisis is not just a public health emergency. It is a line item on every employer's health plan. The National Safety Council found that an...
Administrative expenses consume between 15% and 25% of total employer healthcare spending, depending on plan size, structure, and where you draw the...
Chronic disease management programs are one of the most widely adopted employer strategies to control healthcare spend, but their impact on the bottom line...
Healthcare costs are not distributed evenly across an employee population. Age is one of the most powerful predictors of medical and pharmacy spend, and...
At every benefits conference, someone will corner you with the same worn-out promise: switch to self-funding and watch your healthcare costs drop by 15, 20,...
For years, the pass-through PBM model has been sold as the cure-all for self-funded plans. No more spread pricing. No more hidden revenue streams. Just a...
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