How do employer healthcare costs affect dividend payouts and capital expenditure?
Employer healthcare costs affect dividend payouts and capital expenditure through one channel: operating cash flow. Health benefits sit second only to wages...
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Employer healthcare costs affect dividend payouts and capital expenditure through one channel: operating cash flow. Health benefits sit second only to wages...
A hospital sends a $6,200 bill for a knee MRI. Your reference-based pricing (RBP) vendor reprices it to $1,900. The vendor reports a 69 percent savings....
Companies with on-site clinics usually spend more on fixed primary care operations and less on variable downstream care than companies without them. The...
Copay accumulator programs reduce employer pharmacy spending in the short term. They do this by refusing to count manufacturer copay assistance toward an...
Every employer wants lower claims. The medical loss ratio does not reward a carrier for delivering them. The medical loss ratio (MLR) rule requires a large...
Direct primary care sounds like a clean deal. The employer pays a monthly fee per employee. The clinic offers same-day visits with no copay. Nobody thinks...
KFF's 2024 Employer Health Benefits Survey puts the average annual family premium at $25,572, and single coverage at $8,951. With those numbers on the...
Your stop loss underwriter knows which employees will drive next year's renewal before your benefits committee does. The renewal packet is where...
A third-party administrator holds something more valuable than its call center scripts or its network discounts. It holds your plan's memory. Who enrolled,...
Employers run two health budgets that rarely talk to each other. Occupational health handles work-related injuries, fitness-for-duty exams, and...
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