How do employer healthcare costs change when switching to a level-funded plan?
Switching from a fully insured health plan to a level-funded arrangement changes an employer’s healthcare costs in three fundamental ways. You trade a...
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Switching from a fully insured health plan to a level-funded arrangement changes an employer’s healthcare costs in three fundamental ways. You trade a...
Your broker hands you the year-end stop-loss report. Paid claims land well below the attachment point. The numbers say you are due a refund. Five months...
The cost of an MRI does not change if the employer paying for it trades on the NYSE or is family-owned. What does change is how the organization thinks...
Employers that sponsor group health plans carry a hidden line item that often doesn't show up in a benefits budget: the price of keeping employee health...
The average cost of claims processing for a self-funded employer health plan runs roughly $25 per employee per month, or about $300 per year, based on the...
A growing number of self-funded employers are being named in lawsuits by their own employees, and the root cause is a cost-control strategy that promised to...
One in every four dollars spent on employer healthcare delivers no value. That’s the National Academy of Medicine’s estimate, and it covers unnecessary...
The No Surprises Act (NSA), which took effect January 1, 2022, shields patients from unexpected bills when they receive emergency care from out-of-network...
Health insurance brokers have long served as the bridge between employers and a market defined by opaque pricing and mediocre outcomes. Their role today...
Most CFOs never question the claims reserve. The actuary delivers the number, the finance team funds it, and everyone moves on. The line item sits there: a...
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