ContactSmall Business Benefits
61 posts
The cost gap between covering full-time and part-time workers is not a numbers game. Federal regulation sets the floor, but the real expense is shaped by...
The Small Business Health Care Tax Credit has been around since 2014. It can cover up to half the premiums a qualifying employer pays. That sounds like a...
The average cost of claims processing for a self-funded employer health plan runs roughly $25 per employee per month, or about $300 per year, based on the...
Every year I sit across from small business owners as they open a renewal letter that feels like a gut punch. Premiums up 12%. Another 18%. They think it’s...
Employer healthcare costs are the single most powerful variable shaping whether, and how, organizations provide health benefits. For most employers, health...
For employers weighing their group health insurance options, the cost comparison between level-funded and fully insured plans often becomes the deciding...
Association health plans (AHPs) have long been promoted as a vehicle to make health coverage more affordable for small businesses. At their core, AHPs allow...
When most employers think about the soaring cost of healthcare, they focus on big-ticket items: hospital stays, specialty drugs, and rising physician fees....
Small business owners love a fixed number. It lets them forecast, sleep at night, and avoid uncomfortable questions. So when a broker pitches a level-funded...
Every benefits textbook tells you the same thing: fund a Health Reimbursement Arrangement, and the contributions are 100% tax-deductible. Full stop. End of...
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