The HRA Liquidity Trap
Every benefits textbook tells you the same thing: fund a Health Reimbursement Arrangement, and the contributions are 100% tax-deductible. Full stop. End of...
FSAs
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Every benefits textbook tells you the same thing: fund a Health Reimbursement Arrangement, and the contributions are 100% tax-deductible. Full stop. End of...
Effective communication of healthcare costs is a critical, yet often overlooked, component of employee benefits strategy. Employees who understand their...
The relationship between employer healthcare costs and employee out-of-pocket expenses is a direct, often invisible, tug-of-war with your paycheck. When an...
The tax implications of employer healthcare costs are significant for both businesses and employees. For employers, most health benefits are tax-deductible...
Managing healthcare costs is a top priority for small businesses, which often face higher per-employee premiums than larger corporations due to less...
You chose self-funding because you wanted control. But here’s what nobody tells you at the sales meeting: the real cost isn’t the claims. It’s the invisible...
You’ve probably seen the numbers before. Offer a $200 bonus for completing a health risk assessment. Throw in a premium discount for hitting step goals....
Remote work stipends look innocent enough. Fifty or a hundred bucks a month for internet, a decent chair, maybe some noise-canceling headphones. Taxable,...
You already know the basics: use it or lose it, the $610 carryover limit, grace period versus rollover toggle. Everyone talks about that stuff. What nobody...
Let’s be honest: When you hear “vegan protein sources list,” you probably think of a handout from the breakroom that nobody reads. I used to think the same....
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