Direct Contracting Skips the Booking Decision
Most primary care direct contracting conversations start with the rate card. The CFO asks what a visit costs. The broker asks what the per-employee monthly...
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Most primary care direct contracting conversations start with the rate card. The CFO asks what a visit costs. The broker asks what the per-employee monthly...
Employer healthcare costs affect dividend payouts and capital expenditure through one channel: operating cash flow. Health benefits sit second only to wages...
Employer healthcare costs don't split neatly by job type. A construction firm, a warehouse operation, and a software company all face rising health spend,...
Spousal surcharges are monthly fees that employers add to an employee's premium contribution when a covered spouse has access to other employer-sponsored...
A renewal lands on your desk. It has a rate, a percentage increase, and a summary of last year's claims. The number reads like an invoice. It is a...
Companies with on-site clinics usually spend more on fixed primary care operations and less on variable downstream care than companies without them. The...
Most employers treat health reimbursement arrangement integration as a paperwork project. Draft the documents. Pick the HRA type. Connect the feeds. The...
The premium increase sitting in front of you is an actuarial output built from paid claims that are months old, trend factors the carrier selected, and a...
Every employer wants lower claims. The medical loss ratio does not reward a carrier for delivering them. The medical loss ratio (MLR) rule requires a large...
Cancer is the highest-cost condition category in most employer-sponsored health plans, and survey data show it has stayed there for several years. In the...
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