What is the impact of spousal surcharges on employer healthcare costs?
Spousal surcharges are monthly fees that employers add to an employee's premium contribution when a covered spouse has access to other employer-sponsored...
ContactContactDependents
89 posts
Spousal surcharges are monthly fees that employers add to an employee's premium contribution when a covered spouse has access to other employer-sponsored...
The gap is wider than most benefits teams realize. Across U.S. employers, the cost to cover a dependent, whether a spouse, a child, or a full family, runs...
When employers evaluate their health plan spend, the difference between covering employees only and covering their entire family often represents the single...
A mid-sized tech company wrapped up a routine dependent eligibility audit last fall. They weren't expecting fireworks-maybe a stray ex-spouse or a...
Employer-sponsored health plans are not one-size-fits-all, and one of the most significant drivers of cost variation is the composition of the employee's...
I was sitting across from a client last fall, watching her slide the carrier’s renewal letter across the table. The number was ugly-a 14% increase on a...
Most companies think they've solved the telemedicine puzzle. They've signed a contract with a big-name vendor, slapped a zero-copay sticker on virtual...
Most benefits pros think they know why maternity costs keep climbing. They blame NICU stays, surprise bills, or rising C-section rates. They’re not wrong,...
I’ve spent years inside benefits systems-designing them, fixing them, and watching them fail the very people they’re supposed to help. And I’ll tell you...
Yes, absolutely. For college students and young adults, the healthcare landscape offers more flexible and affordable options than ever before, though the...
30-minute call • Personalized retirement & Store projections
• No disruption to your current plan