Dependent Coverage's Tax Trap
A mid-sized tech company wrapped up a routine dependent eligibility audit last fall. They weren't expecting fireworks-maybe a stray ex-spouse or a...
Dependents
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A mid-sized tech company wrapped up a routine dependent eligibility audit last fall. They weren't expecting fireworks-maybe a stray ex-spouse or a...
Employer-sponsored health plans are not one-size-fits-all, and one of the most significant drivers of cost variation is the composition of the employee's...
I was sitting across from a client last fall, watching her slide the carrier’s renewal letter across the table. The number was ugly-a 14% increase on a...
Most companies think they've solved the telemedicine puzzle. They've signed a contract with a big-name vendor, slapped a zero-copay sticker on virtual...
Most benefits pros think they know why maternity costs keep climbing. They blame NICU stays, surprise bills, or rising C-section rates. They’re not wrong,...
I’ve spent years inside benefits systems-designing them, fixing them, and watching them fail the very people they’re supposed to help. And I’ll tell you...
Reporting a change in income or family status that affects your healthcare benefits eligibility is a critical step-and one that many employees overlook...
You’ve heard the pitch for telemedicine a hundred times. It’s convenient. It’s cheap. It’s fine for a sinus infection or a rash. That’s the standard line,...
Adding a new family member through birth or adoption is a major life event that triggers special rights under your employer's health plan. Under the...
Yes, you can change your healthcare benefits plan mid-year if you experience a qualifying life event (QLE). Under IRS Section 125 and HIPAA special...
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