What is the impact of spousal surcharges on employer healthcare costs?
Spousal surcharges are monthly fees that employers add to an employee's premium contribution when a covered spouse has access to other employer-sponsored...
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Spousal surcharges are monthly fees that employers add to an employee's premium contribution when a covered spouse has access to other employer-sponsored...
A high-performance provider network is a plan design tool, not a separate benefit. Employers and health plans use claims data, clinical quality measures,...
Employers that track where surgeries happen can cut their healthcare spend by thousands of dollars per case. The price difference between a procedure...
Employer healthcare costs are a primary driver behind the strategic decision to maintain-or reluctantly abandon-grandfathered health plan status under the...
A $49 virtual visit that replaces a $150 trip to the doctor’s office. It’s the kind of math that makes CFOs smile and benefits teams look like heroes. And...
Most people think network adequacy is a simple math problem. Regulators draw circles on a map: one primary care doc per 2,000 members, a specialist within...
A few years back, I sat across a conference table from a benefits director who had just finished walking me through her company’s progressive...
Value-Based Insurance Design is one of those ideas that sounds like a no-brainer. Make insulin cheap. Make mental health visits free. Nudge people away from...
Every benefits leader wrestling with reference-based pricing knows the tension. You push for hard-dollar savings, and somewhere across town an employee...
Healthcare pricing transparency is a powerful but often underutilized tool for employers to reduce costs. At its core, it means providing clear, accessible...
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