Dependent Coverage's Tax Trap
A mid-sized tech company wrapped up a routine dependent eligibility audit last fall. They weren't expecting fireworks-maybe a stray ex-spouse or a...
ACA
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A mid-sized tech company wrapped up a routine dependent eligibility audit last fall. They weren't expecting fireworks-maybe a stray ex-spouse or a...
For years, ERISA health plan reporting felt like a dusty annual ritual. Your TPA would drop a Form 5500 on your desk, maybe a Schedule A, and you’d check...
Employer-sponsored health plans are not one-size-fits-all, and one of the most significant drivers of cost variation is the composition of the employee's...
Every benefits director knows the standard story. Stop loss insurance catches you when a catastrophic claim threatens to blow up your self-funded plan. The...
Employer healthcare costs are one of the most significant and fastest-growing line items in any benefits budget, often consuming 10% to 20% of total...
The difference in employer healthcare costs for hourly versus salaried employees isn’t a simple matter of one group always costing more. Instead, the...
I’ve sat through more vendor meetings than I can count where the slide deck promised a 3:1 or 4:1 return on preventive care. The CFO nods, the wellness...
Employee lifestyle choices are among the most significant and modifiable drivers of employer healthcare costs. When we talk about lifestyle, we refer to...
Picture this. It’s the last week of the month. Your finance team pulls a number out of the system-total benefits spend divided by total covered...
The short answer is that employer healthcare costs in the gig economy are typically zero for the client or platform, while in traditional employment,...
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