What is the effect of hospital consolidation on employer healthcare costs?
Hospital consolidation-the wave of mergers, acquisitions, and health system affiliations-has quietly become one of the most powerful forces inflating...
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Hospital consolidation-the wave of mergers, acquisitions, and health system affiliations-has quietly become one of the most powerful forces inflating...
The Affordable Care Act’s employer mandate, formally known as the “employer shared responsibility” provisions (IRC §4980H), fundamentally reshaped how...
Association health plans (AHPs) have long been promoted as a vehicle to make health coverage more affordable for small businesses. At their core, AHPs allow...
When employers evaluate their health plan spend, the difference between covering employees only and covering their entire family often represents the single...
The relationship between rising healthcare costs and the employment prospects of older workers is a classic push-pull dynamic that plays out in hiring...
Every winter, the same ritual unfolds in benefits departments across the country. Screens glow with 1095-C previews, spreadsheets multiply like rabbits, and...
Let me paint a picture you’ve probably lived a dozen times. The renewal spreadsheet lands on your desk, and within seconds all eyes lock onto a single...
A few years back, I sat across a conference table from a benefits director who had just finished walking me through her company’s progressive...
A mid-sized tech company wrapped up a routine dependent eligibility audit last fall. They weren't expecting fireworks-maybe a stray ex-spouse or a...
For years, ERISA health plan reporting felt like a dusty annual ritual. Your TPA would drop a Form 5500 on your desk, maybe a Schedule A, and you’d check...
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