Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.
Tucked inside every employer health plan’s claims warehouse is a damning report nobody runs. Open a folder of last year’s professional claims, lay it beside...
Read More →When most employers think about the soaring cost of healthcare, they focus on big-ticket items: hospital stays, specialty drugs, and rising physician fees....
Read More →At first glance, employer healthcare costs and an employee’s retirement plan might seem like separate financial streams. In reality, they are deeply...
Read More →Employer healthcare costs aren't just a line item on a CFO's spreadsheet-they are a pivotal lever in the competition for top talent. When a company’s health...
Read More →A 900-life employer I worked with recently learned a lesson the hard way - to the tune of $105,000. An employee's dependent needed a complex spinal fusion....
Read More →I sat in a client’s quarterly review not long ago, watching their broker point to a slide that read “58% average network discount-well above benchmark.”...
Read More →Everyone loves the idea of a stop loss captive. You grab a handful of sharp employers, pool your stop loss risk, and finally get off the fully insured...
Read More →Reference-based pricing (RBP) fundamentally rewires how an employer-sponsored health plan pays for medical services, and its impact on healthcare costs can...
Read More →The relentless rise in employer-sponsored healthcare costs-projected to surpass $15,000 per employee annually in 2024-is fundamentally reshaping how plan...
Read More →Employer-sponsored health plans are not one-size-fits-all, and one of the most significant drivers of cost variation is the composition of the employee's...
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