What is the cost of employer-sponsored health insurance for minimum wage workers?
A full-time worker earning the federal minimum wage of $7.25 an hour makes $15,080 a year before taxes, and the 2025 ACA affordability standard lets an...
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A full-time worker earning the federal minimum wage of $7.25 an hour makes $15,080 a year before taxes, and the 2025 ACA affordability standard lets an...
Copay accumulator programs reduce employer pharmacy spending in the short term. They do this by refusing to count manufacturer copay assistance toward an...
Every employer wants lower claims. The medical loss ratio does not reward a carrier for delivering them. The medical loss ratio (MLR) rule requires a large...
Direct primary care sounds like a clean deal. The employer pays a monthly fee per employee. The clinic offers same-day visits with no copay. Nobody thinks...
Cancer is the highest-cost condition category in most employer-sponsored health plans, and survey data show it has stayed there for several years. In the...
KFF's 2024 Employer Health Benefits Survey puts the average annual family premium at $25,572, and single coverage at $8,951. With those numbers on the...
Your stop loss underwriter knows which employees will drive next year's renewal before your benefits committee does. The renewal packet is where...
Most health plan audits stop at the claim. Employers and their third-party administrators pull paid claims, check eligibility against the payroll file, hunt...
A third-party administrator holds something more valuable than its call center scripts or its network discounts. It holds your plan's memory. Who enrolled,...
Employers run two health budgets that rarely talk to each other. Occupational health handles work-related injuries, fitness-for-duty exams, and...
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