ContactInsights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.
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The cost gap between covering full-time and part-time workers is not a numbers game. Federal regulation sets the floor, but the real expense is shaped by...
Your total compensation spreadsheet tells a tidy story. Salary, payroll taxes, 401(k) match, health plan premium. Neat columns. If you’re a CFO staring at...
A 2019 Health Affairs study of national commercial ACO contracts found no significant reduction in total medical spending over two years. A 2022 analysis of...
Mental health claims are the fastest-growing cost category in employer-sponsored health plans. According to the Kaiser Family Foundation, outpatient mental...
The cost of an MRI does not change if the employer paying for it trades on the NYSE or is family-owned. What does change is how the organization thinks...
The Small Business Health Care Tax Credit has been around since 2014. It can cover up to half the premiums a qualifying employer pays. That sounds like a...
Value-based insurance design promised to fix a broken incentive. It did half the job. If a diabetes medication prevents a $30,000 hospital stay, the logic...
A $500 gift card handed out as a wellness reward is not tax-free. It’s taxable wages. Employers hand out these incentives every year-gift cards, prepaid...
Employers that sponsor group health plans carry a hidden line item that often doesn't show up in a benefits budget: the price of keeping employee health...
The average cost of claims processing for a self-funded employer health plan runs roughly $25 per employee per month, or about $300 per year, based on the...
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