How do state insurance mandates affect employer healthcare costs?
State insurance mandates are laws passed by individual states that require health insurance plans to cover specific benefits, services, or providers. For...
Self-Funding
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State insurance mandates are laws passed by individual states that require health insurance plans to cover specific benefits, services, or providers. For...
Every renewal season, you do the same dance. You pull claims reports. You benchmark against similar groups. You brace for the trend curve. And you haggle....
At first glance, one might assume that non-profit organizations have lower healthcare costs because they often operate with tighter budgets and...
You talk to your broker. You meet with your CFO. You think you're the one calling the shots on your self-funded health plan. But there's someone else in the...
Employer healthcare costs are a critical, yet often underestimated, factor in mergers and acquisitions (M&A). For acquiring companies, the target’s benefit...
If you run a self-funded health plan, you know the drill every year. You send your stop loss carrier a stack of claims from the past 12 to 18 months. They...
Understanding how employer healthcare costs compare across different countries requires a deep dive into each nation’s unique healthcare system, funding...
You've done the hard work. You've benchmarked your TPA fees, audited your PBM contract, and reviewed your stop-loss policy. Your fiduciary checklist is...
Let me tell you a story. A few years back, I was sitting with a benefits director who had just rolled out a brand new ICHRA. She was proud of the plan...
Most benefits leaders think they know what COBRA administration costs. It’s that line item on the vendor invoice-a few bucks per participant per month. But...
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