The Hidden Cost of Stale Claims Reserve Data
Most CFOs never question the claims reserve. The actuary delivers the number, the finance team funds it, and everyone moves on. The line item sits there: a...
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Most CFOs never question the claims reserve. The actuary delivers the number, the finance team funds it, and everyone moves on. The line item sits there: a...
Only about 8 percent of U.S. adults complete every preventive service recommended for them. An annual physical, the bare minimum most guidelines suggest,...
Nearly a quarter of every health care dollar spent in the U.S. is waste: unnecessary tests, administrative bloat, inflated prices, according to the National...
In 2024, 55% of covered U.S. workers sat in a high-deductible health plan paired with some kind of savings account. That’s up from 31% in 2014. The playbook...
A couple years back, I got a panicked call from a benefits director at a midsize tech company. She’d just realized that the “wellness app” they’d rolled out...
I’ve spent two decades untangling the knot of carrier platforms, benefits admin systems, and the brittle integrations between them. In all that time, one...
Pop open the mental map you have of your benefits tech stack. You’ve got your HRIS, your payroll system, your ben admin platform, maybe a half-dozen point...
I’ve been in this industry long enough to know that when a TPA rep leans across the table and says “all-in,” my hand instinctively moves to cover my wallet....
Everyone in benefits knows the usual suspects. Gene therapies that cost more than a house. Chronic conditions that won’t quit. Hospital systems that merge...
At every benefits conference, someone will corner you with the same worn-out promise: switch to self-funding and watch your healthcare costs drop by 15, 20,...
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