The Cost Containment Trap Every Benefits Leader Falls Into
If you’ve been in benefits for more than a year, you’ve heard the phrase “cost containment” tossed around like it’s the answer to everything. Network...
Opinion
883 posts
If you’ve been in benefits for more than a year, you’ve heard the phrase “cost containment” tossed around like it’s the answer to everything. Network...
Let's be honest: most conversations about deductibles are boring. We talk about dollar amounts, risk thresholds, and whether to go HDHP or PPO. But if...
Let me ask you something. When was the last time you really looked at how your company splits health insurance premiums with employees? Most benefits...
Every fall, it's the same scene. You sit in a conference room, someone clicks to a slide that says "Projected Medical Trend: 7.5% to 9.0%," and everyone...
If you run a self-funded health plan, you know the drill every year. You send your stop loss carrier a stack of claims from the past 12 to 18 months. They...
Every benefits leader knows the math. Total spend divided by total eligible employees. That’s your cost per employee, and it shows up in every boardroom...
The connection between employer healthcare costs and employee morale is both direct and profound. When organizations face rising healthcare expenses, they...
You've done the hard work. You've benchmarked your TPA fees, audited your PBM contract, and reviewed your stop-loss policy. Your fiduciary checklist is...
Let me tell you a story. A few years back, I was sitting with a benefits director who had just rolled out a brand new ICHRA. She was proud of the plan...
Most benefits leaders think they know what COBRA administration costs. It’s that line item on the vendor invoice-a few bucks per participant per month. But...
30-minute call • Personalized Pension & Store projections
• No disruption to your current plan