The Rebate Pass-Through Lie Your System Told You
You signed a contract promising 100% prescription drug rebate pass-through. Your CFO smiled. Your consultant nodded. And a few months later, the check...
Opinion
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You signed a contract promising 100% prescription drug rebate pass-through. Your CFO smiled. Your consultant nodded. And a few months later, the check...
You’ve done the fiduciary training. You’ve reviewed the investment menu. You’ve filed Form 5500 on time. You’re compliant, right? Not so fast. There’s a...
When you start shopping for a TPA, you know the drill. You ask about claims accuracy, network discounts, customer service, stop-loss integration. Those are...
Most benefits leaders can tell you exactly what they pay their COBRA administrator each month. That PMPM fee is easy to find on an invoice. But I've been in...
Every January, the same scramble happens. Benefits leaders pull out their ACA checklists: Pick a vendor. Validate ALE status. Watch the IRS deadlines. It...
You've spent a fortune on wellness apps, push notifications, and free gym memberships. You've told your employees about the no-cost health coaching, the...
You know the scene. Your broker walks into the room, flashes a slide, and announces: “We got a 60% discount with Memorial Hospital. Look at the savings!”...
Stop me if this sounds familiar. Your company offers a high-deductible plan with an HSA, a traditional PPO, a telehealth carve-out for mental health, and a...
Every benefits leader knows the drill. Your carrier sends over a glossy PDF with the new premiums. You load the rates into your benefits administration...
You negotiated a 30% discount from a major health system. Your CFO is thrilled. Your broker is patting themselves on the back. Then the claims start rolling...
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