What Your Claims Data Isn't Telling You (But Should)
Most benefits leaders look at claims data and see a scoreboard: top cost drivers, high-cost claimants, medication adherence rates. That's useful, but it's...

Preventive Care
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Most benefits leaders look at claims data and see a scoreboard: top cost drivers, high-cost claimants, medication adherence rates. That's useful, but it's...
The short answer is yes-but not always, and not for every employer. Numerous studies, including a landmark RAND Corporation analysis and data from the...
If you're a benefits leader, you've probably noticed the same trends I have. GLP-1 costs are through the roof. Musculoskeletal claims among women over 40...
Let me tell you about Sarah. She’s a 42-year-old project manager at a mid-sized company. She’s tired all the time. Her muscles ache. She can’t focus. Her...
Every open enrollment season, benefits leaders say the same thing: "Get your screenings. Early detection saves lives and lowers costs." For traditional...
I’ve spent years building actuarial models for employee benefits. I love a good spreadsheet. But about three years ago, I started noticing something...
You have probably seen it before. A list of vegan protein sources-tofu, lentils, hemp seeds, chickpeas, nutritional yeast. It shows up in wellness...
Let's be honest: most benefits leaders still think of virtual physical assessments as a second-rate stand-in for an in-office visit. But here's the...
Every fall, benefits teams do the same dance: update drug formularies, tweak statin copays, and push employees toward annual lipid panels. It feels...
Every employer promises "preventive dental care." But let's be honest: that twice-yearly cleaning and exam aren't really preventing cavities. They're...
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