How do employer healthcare costs vary by geographic region within the same industry?
Employer healthcare costs vary more by geography than by industry. A 300-person trucking firm in Birmingham and a 300-person trucking firm in Seattle can...
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Employer healthcare costs vary more by geography than by industry. A 300-person trucking firm in Birmingham and a 300-person trucking firm in Seattle can...
Healthcare costs are the second-largest line item for most employers after wages. Premiums have climbed 5 to 7 percent each year for the past two decades,...
The idea behind a health savings account sounds sharp. Put money in before taxes, watch it grow tax-free, spend it tax-free on medical expenses down the...
Manufacturing has always carried two cost sheets for healthcare: one shaped by collective bargaining and one shaped by the open market. The differences are...
Chronic conditions drive the largest share of employer healthcare spending. The CDC reports that 6 in 10 U.S. adults live with at least one chronic disease,...
Your broker hands you the year-end stop-loss report. Paid claims land well below the attachment point. The numbers say you are due a refund. Five months...
A 2019 Health Affairs study of national commercial ACO contracts found no significant reduction in total medical spending over two years. A 2022 analysis of...
Value-based insurance design promised to fix a broken incentive. It did half the job. If a diabetes medication prevents a $30,000 hospital stay, the logic...
U.S. per capita healthcare spending sits near $12,900 a year, roughly double the average in comparable developed nations. For American employers, this is...
One in every four dollars spent on employer healthcare delivers no value. That’s the National Academy of Medicine’s estimate, and it covers unnecessary...
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