The Renewal Data Paradox
I was sitting across from a client last fall, watching her slide the carrier’s renewal letter across the table. The number was ugly-a 14% increase on a...
ContactContactClaims & Appeals
562 posts
I was sitting across from a client last fall, watching her slide the carrier’s renewal letter across the table. The number was ugly-a 14% increase on a...
Every benefits leader wrestling with reference-based pricing knows the tension. You push for hard-dollar savings, and somewhere across town an employee...
Every year, I sit through the same round of benefits renewal meetings. The conversation always drifts to premiums, trend factors, and stop-loss attachment...
Employee lifestyle choices are among the most significant and modifiable drivers of employer healthcare costs. When we talk about lifestyle, we refer to...
High-cost claims are the single most significant driver of volatility and long-term expense in employer-sponsored health plans. While routine primary care...
Healthcare pricing transparency is a powerful but often underutilized tool for employers to reduce costs. At its core, it means providing clear, accessible...
A few months back, I sat across a conference table from a benefits director who was beaming. Her team had just completed a repricing vendor RFP, and the...
Picture this. It’s the last week of the month. Your finance team pulls a number out of the system-total benefits spend divided by total covered...
Let me tell you a story about a well-meaning employer who thought captive stop-loss would be their financial salvation. The pitch was perfect: form a...
A few years ago, I sat in a conference room watching a benefits director scroll through her enrollment platform. She was proud of the sleek interface-plans...
30-minute call • Personalized retirement & Store projections
• No disruption to your current plan