Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.
As a freelancer, you’re already familiar with the standard options-buying a plan on the ACA marketplace, joining a spouse’s plan, or paying for COBRA. But...
Read More →Many employees assume that unused healthcare benefits are simply a loss-like forgotten vacation days. But the real consequences run deeper. From a health...
Read More →Dependent coverage rules under healthcare benefits are a critical area of employer-sponsored plan design, heavily influenced by federal regulations, state...
Read More →A few years ago, I sat down with a benefits director at a mid-sized logistics firm. She was proud of their wellness program-gym discounts, a smoking...
Read More →For years, we've been arguing about the wrong things. Should a video visit pay the same as an in-person one? Do we need a new code for a quick e-consult?...
Read More →The short answer is yes-most standard healthcare benefits today cover telehealth services, but coverage details vary significantly by plan type, insurance...
Read More →The short answer is yes, but the quality, scope, and ease of that coverage vary dramatically depending on the plan type. Most traditional employer-sponsored...
Read More →Most “benefits cost analysis” still looks like a yearly ritual: benchmark the renewal, rebid the PBM, negotiate fees, tighten a few levers, and call it...
Read More →“Sample employee benefits packages” are easy to find and hard to use. Most are designed to look good in a proposal deck-clean comparisons, familiar plan...
Read More →Yes, you absolutely can have healthcare benefits from multiple sources-whether that means being covered under two employer-sponsored plans from dual jobs,...
Read More →30-minute call • Personalized Pension & Store projections
• No disruption to your current plan