What Is an Out-of-Pocket Maximum and How It Works
An out-of-pocket maximum (OOPM) is a critical feature of your health insurance plan that acts as a financial safety net. It is the absolute limit you will...
ContactContactInsights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.
2,236 posts · explore all topics →
An out-of-pocket maximum (OOPM) is a critical feature of your health insurance plan that acts as a financial safety net. It is the absolute limit you will...
Most employers already “cover” therapy. Most carriers will point to a benefit summary that says outpatient mental health visits are included. And yet...
Every year, HR leaders across America renew their Employee Assistance Programs without a second thought. The vendor sends utilization reports showing...
Let's be honest. When you, as an HR or benefits leader, think about virtual care for chronic conditions like heart disease, what comes to mind? Probably...
Let's clear something up right away. When most people see "virtual dermatology" in their benefits guide, they think: "Handy for a rash, I guess." It's...
In today's digital-first healthcare landscape, the short answer is a resounding yes . Virtual doctor visits, commonly known as telehealth or telemedicine,...
Most conversations about healthcare benefits for part-time workers get stuck in one of two places: what’s “fair,” or what keeps you out of trouble under the...
The short answer is yes, but with significant caveats. Coverage for alternative or complementary medicine like acupuncture and massage therapy depends...
This is a critical question for any employee planning international travel, whether for business or leisure. The short answer is: it depends entirely on...
Let's be blunt: the traditional employee benefits system is failing mental health. When anxiety strikes, the default pathway is often medication-first, not...
30-minute call • Personalized Pension & Store projections
• No disruption to your current plan