Your Benefits System Is Quietly Inflating Your Health Plan Premiums
You get that renewal letter every year. The premium jumps 10, 12, maybe 15 percent. You blame medical trend, drug costs, or hospital consolidation. And...
High-Deductible Plans
374 posts
You get that renewal letter every year. The premium jumps 10, 12, maybe 15 percent. You blame medical trend, drug costs, or hospital consolidation. And...
Healthcare costs are a significant line item for every employer, but the burden-and the budget-is far from uniform. The industry an employer operates in is...
Managing healthcare costs is a top priority for small businesses, which often face higher per-employee premiums than larger corporations due to less...
As of the most recent data from the Kaiser Family Foundation’s 2023 Employer Health Benefits Survey, the average annual employer premium contribution for a...
The short answer is that employers, on average, cover approximately 80% to 85% of employee-only healthcare premiums and about 65% to 75% of family coverage...
Healthcare costs continue to rise faster than inflation, placing significant pressure on employer budgets and employee wages alike. As an employer, you are...
On average, employers in the United States pay between $6,500 and $15,000 per employee per year for health insurance, depending on the plan type, coverage...
You bought stop loss insurance to protect your company from a catastrophic claim. You paid the premium, set the attachment point, and signed the contract....
Every benefits leader knows back pain is expensive. But most still treat it as a medical problem-something for the doctor, the surgeon, or the prescription...
Most benefits pros think they know why maternity costs keep climbing. They blame NICU stays, surprise bills, or rising C-section rates. They’re not wrong,...
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