What is the impact of the No Surprises Act on employer healthcare costs?
The No Surprises Act (NSA), which took effect January 1, 2022, shields patients from unexpected bills when they receive emergency care from out-of-network...
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The No Surprises Act (NSA), which took effect January 1, 2022, shields patients from unexpected bills when they receive emergency care from out-of-network...
The opioid crisis is not just a public health emergency. It is a line item on every employer's health plan. The National Safety Council found that an...
A couple years back, I got a panicked call from a benefits director at a midsize tech company. She’d just realized that the “wellness app” they’d rolled out...
Short-term disability (STD) insurance is often viewed narrowly as income protection-replacing up to 60-70% of an employee’s salary during a covered absence....
Pop open the mental map you have of your benefits tech stack. You’ve got your HRIS, your payroll system, your ben admin platform, maybe a half-dozen point...
I’ve been in this industry long enough to know that when a TPA rep leans across the table and says “all-in,” my hand instinctively moves to cover my wallet....
At every benefits conference, someone will corner you with the same worn-out promise: switch to self-funding and watch your healthcare costs drop by 15, 20,...
Everyone cheered when the No Surprises Act arrived. Patients were finally shielded from those gut-wrenching out-of-network bills after an ER visit or an...
A few years back, I got a late‑night call from a benefits director who was nearly in tears. Her company had just rolled out a sparkling new benefits...
For years, the pass-through PBM model has been sold as the cure-all for self-funded plans. No more spread pricing. No more hidden revenue streams. Just a...
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