Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.
If you've sat through a benefits strategy meeting lately, you've probably heard the same question: Should we invest more in online therapy or stick with...
Read More →High-deductible health plans (HDHPs) are a type of health insurance plan that features higher annual deductibles-the amount you pay out-of-pocket before...
Read More →When evaluating healthcare benefits plans, the fine print can often be more important than the headline benefits. Even plans that appear comprehensive can...
Read More →If your healthcare provider is no longer in-network with your plan, you may face higher out-of-pocket costs, including larger deductibles, copays, and...
Read More →A Summary of Benefits and Coverage (SBC) is a standardized, plain-language document that group health plans and health insurance issuers must provide to...
Read More →Most employers are familiar with the standard preventive screenings covered by the Affordable Care Act (ACA)-blood pressure checks, cholesterol panels,...
Read More →The short answer is no -pre-existing conditions are not always covered, but the landscape has shifted dramatically over the past decade. Whether a...
Read More →The short answer is: it depends -on your specific health plan, where you're traveling, and the type of care you need. Most traditional group health plans...
Read More →The short answer is: almost never for purely cosmetic procedures, though there are important exceptions. Most employer-sponsored health plans, including...
Read More →Estimating your annual out-of-pocket (OOP) maximum is one of the most important steps in comparing health benefit plans, yet most employees skip it-leading...
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