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Blog — Page 164

Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.

March 14, 2026Danny Mason

Transforming Nonprofit Benefits: From Cost Center to Strategic Asset

If you're leading a nonprofit, you know the drill. The annual health benefits renewal lands on your desk, and that familiar knot tightens in your stomach....

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March 14, 2026Danny Mason

What are the best healthcare benefits options for individuals with chronic conditions like diabetes?

For individuals managing chronic conditions like diabetes, selecting the right healthcare benefits is a critical decision that directly impacts both health...

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March 14, 2026Danny Mason

What are the coverage options for long-term care under most healthcare benefits plans?

When employees and HR leaders ask about long-term care (LTC) coverage, they are often surprised to learn that standard employer-sponsored health plans (like...

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March 14, 2026Danny Mason

What is an out-of-pocket maximum and how does it apply in healthcare benefits plans?

An out-of-pocket maximum (OOPM) is a critical feature of most modern health plans that acts as a financial safety net for members. It is the absolute limit...

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March 14, 2026Danny Mason

Your Benefits Feedback System Is Lying to You

I need to tell you something uncomfortable. That annual benefits survey you run every year-the one showing 78% employee satisfaction? It's hiding the truth...

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March 14, 2026Danny Mason

Your Best Employees Quietly Left During 2023 ACA Enrollment

Something strange happened last fall that most HR teams completely missed. While you were focused on compliance deadlines and broker presentations, your...

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March 14, 2026Danny Mason

Your Screen Time is a Silent Healthcare Cost. Here's How to Fix It.

Let's be honest: most "digital detox" advice feels like a gentle scolding. Put the phone down. Take a walk. It's well-meaning, but in the world of employee...

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March 13, 2026Danny Mason

Can I use healthcare benefits for pre-existing conditions without exclusions?

This is one of the most critical questions an employee can ask about their health benefits. The short answer is yes, you generally can , thanks to landmark...

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March 13, 2026Danny Mason

Can I use healthcare benefits for weight loss programs or gym memberships?

The short answer is: it depends entirely on your specific health plan and employer's benefits package. Traditionally, standard health insurance has been...

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March 13, 2026Danny Mason

ERISA Paperwork is Dead. Long Live the Proof Engine.

Let's be honest: for most HR and benefits leaders, the phrase "ERISA documentation" triggers a visceral reaction. It's the land of dense Summary Plan...

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