The Trend Forecast You're Getting Is Wrong (And Why)
Every fall, it's the same scene. You sit in a conference room, someone clicks to a slide that says "Projected Medical Trend: 7.5% to 9.0%," and everyone...
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Every fall, it's the same scene. You sit in a conference room, someone clicks to a slide that says "Projected Medical Trend: 7.5% to 9.0%," and everyone...
Narrow provider networks, which limit employees' choice of doctors and hospitals to a smaller, pre-selected group, have become a powerful tool for employers...
Artificial Intelligence is rapidly transforming employer-sponsored healthcare from a reactive, cost-intensive system into a proactive, value-driven one. Its...
If you run a self-funded health plan, you know the drill every year. You send your stop loss carrier a stack of claims from the past 12 to 18 months. They...
Every benefits leader knows the math. Total spend divided by total eligible employees. That’s your cost per employee, and it shows up in every boardroom...
The connection between employer healthcare costs and employee morale is both direct and profound. When organizations face rising healthcare expenses, they...
Understanding how employer healthcare costs compare across different countries requires a deep dive into each nation’s unique healthcare system, funding...
You've done the hard work. You've benchmarked your TPA fees, audited your PBM contract, and reviewed your stop-loss policy. Your fiduciary checklist is...
Let me tell you a story. A few years back, I was sitting with a benefits director who had just rolled out a brand new ICHRA. She was proud of the plan...
Most benefits leaders think they know what COBRA administration costs. It’s that line item on the vendor invoice-a few bucks per participant per month. But...
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