Wellness Incentive Tax Trap
A $500 gift card handed out as a wellness reward is not tax-free. It’s taxable wages. Employers hand out these incentives every year-gift cards, prepaid...
ContactContactBenefits strategy is where cost control, recruiting, and employee trust all collide. These posts cover how employers structure plans, what actually moves the renewal number, and where traditional programs quietly leak money. Written for the people who own the budget and have to answer for it.
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A $500 gift card handed out as a wellness reward is not tax-free. It’s taxable wages. Employers hand out these incentives every year-gift cards, prepaid...
Employers that sponsor group health plans carry a hidden line item that often doesn't show up in a benefits budget: the price of keeping employee health...
The average cost of claims processing for a self-funded employer health plan runs roughly $25 per employee per month, or about $300 per year, based on the...
U.S. per capita healthcare spending sits near $12,900 a year, roughly double the average in comparable developed nations. For American employers, this is...
The gap is wider than most benefits teams realize. Across U.S. employers, the cost to cover a dependent, whether a spouse, a child, or a full family, runs...
More than 40 states require insurers to reimburse telehealth visits at the same rate as an office visit. As of late 2024, the Center for Connected Health...
A growing number of self-funded employers are being named in lawsuits by their own employees, and the root cause is a cost-control strategy that promised to...
One in every four dollars spent on employer healthcare delivers no value. That’s the National Academy of Medicine’s estimate, and it covers unnecessary...
The No Surprises Act (NSA), which took effect January 1, 2022, shields patients from unexpected bills when they receive emergency care from out-of-network...
Health insurance brokers have long served as the bridge between employers and a market defined by opaque pricing and mediocre outcomes. Their role today...
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