The Data Blackout
You dodged the penalty. Kept your headcount under 50. Filed the right codes on your 1094-C. The IRS isn't coming after you. Feels like a win, right? But...
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You dodged the penalty. Kept your headcount under 50. Filed the right codes on your 1094-C. The IRS isn't coming after you. Feels like a win, right? But...
You’ve heard the pitch: reference-based pricing slashes healthcare costs by paying a fair multiple of Medicare, bypassing bloated networks, and saving 20 to...
Understanding the cost of employer-sponsored health insurance for retirees is complex because it varies dramatically based on the type of plan, the...
Every renewal season, you do the same dance. You pull claims reports. You benchmark against similar groups. You brace for the trend curve. And you haggle....
The short answer is: potentially significantly, but with important caveats. Employee wellness incentive programs, when designed and implemented...
At first glance, one might assume that non-profit organizations have lower healthcare costs because they often operate with tighter budgets and...
Health savings accounts (HSAs) are a powerful tool for managing employer healthcare costs, but their impact is nuanced. At first glance, HSAs appear to...
If you’ve been in benefits for more than a year, you’ve heard the phrase “cost containment” tossed around like it’s the answer to everything. Network...
Let's be honest: most conversations about deductibles are boring. We talk about dollar amounts, risk thresholds, and whether to go HDHP or PPO. But if...
You talk to your broker. You meet with your CFO. You think you're the one calling the shots on your self-funded health plan. But there's someone else in the...
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