The Fiduciary You Never Hired
You've done the hard work. You've benchmarked your TPA fees, audited your PBM contract, and reviewed your stop-loss policy. Your fiduciary checklist is...
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You've done the hard work. You've benchmarked your TPA fees, audited your PBM contract, and reviewed your stop-loss policy. Your fiduciary checklist is...
Let me tell you a story. A few years back, I was sitting with a benefits director who had just rolled out a brand new ICHRA. She was proud of the plan...
Most benefits leaders think they know what COBRA administration costs. It’s that line item on the vendor invoice-a few bucks per participant per month. But...
Value-based care (VBC) fundamentally shifts the employer healthcare cost equation from paying for volume (each test, visit, or procedure) to paying for...
Pharmacy Benefit Managers (PBMs) serve as the critical intermediaries between employers, health plans, drug manufacturers, and pharmacies. Their primary...
Employer healthcare costs are a significant financial factor in workforce planning, often tipping the scales toward hiring contract workers over full-time...
When comparing employer healthcare costs to retirement plan costs, one stark fact emerges: healthcare is often the single largest line item in a company’s...
You signed a contract promising 100% prescription drug rebate pass-through. Your CFO smiled. Your consultant nodded. And a few months later, the check...
You’ve done the fiduciary training. You’ve reviewed the investment menu. You’ve filed Form 5500 on time. You’re compliant, right? Not so fast. There’s a...
When you start shopping for a TPA, you know the drill. You ask about claims accuracy, network discounts, customer service, stop-loss integration. Those are...
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• No disruption to your current plan