Why Your EAP Is a Liability — and What Replaces It
Every benefits package includes an Employee Assistance Program. Every broker calls it essential. Every open enrollment mentions it in passing. But here's a...
Opinion
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Every benefits package includes an Employee Assistance Program. Every broker calls it essential. Every open enrollment mentions it in passing. But here's a...
Health-to-wealth benefit systems are the hottest new trend in employee benefits. Imagine an employee gets a preventive screening, earns store credit, and...
We're living in the golden age of preventive health benefits. Employers now pay for step challenges, biometric screenings, sleep coaching, and even gamified...
Telemedicine has become a table-stakes benefit. Most employers offer it, employees like the convenience, and utilization looks good on a dashboard. But if...
Mental health days are usually framed as a culture statement: “We care.” That’s not wrong-but it misses the part that determines whether the benefit...
For years, I've sat in conference rooms with HR leaders who proudly announce they've added "telehealth coverage." They check the box. They move on. And I...
For years, the Affordable Care Act's individual mandate penalty was the center of a political firestorm. It was called a tax, an overreach, and a nudge gone...
Let me start with a confession. I’ve spent two decades in this industry, and for most of that time, I genuinely believed flexibility was the answer. Give...
Catastrophic health coverage is usually described with a single tradeoff: lower premiums in exchange for a higher deductible . That’s true, but it’s also...
High-deductible health plans (HDHPs) fundamentally reshape the entire healthcare benefits landscape by shifting the financial risk and decision-making...
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