When Your Smartest Benefit Design Hits a Dumb System
A colleague of mine spent the better part of a year designing a value-based insurance plan that would have made any actuary weep with joy. Zero-dollar...
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A colleague of mine spent the better part of a year designing a value-based insurance plan that would have made any actuary weep with joy. Zero-dollar...
When most employers think about the soaring cost of healthcare, they focus on big-ticket items: hospital stays, specialty drugs, and rising physician fees....
Employer healthcare costs aren't just a line item on a CFO's spreadsheet-they are a pivotal lever in the competition for top talent. When a company’s health...
I’ve sat through enough benefits conferences to know the script by heart. Someone puts a slide on the screen showing that fewer than a quarter of employees...
Employer healthcare costs are far more than a line item on a P&L statement-they are a strategic variable that can influence investor sentiment, earnings...
Employer healthcare costs are one of the most significant and fastest-growing line items in any benefits budget, often consuming 10% to 20% of total...
The difference in employer healthcare costs for hourly versus salaried employees isn’t a simple matter of one group always costing more. Instead, the...
Every year, I sit through the same round of benefits renewal meetings. The conversation always drifts to premiums, trend factors, and stop-loss attachment...
I’ve sat through more vendor meetings than I can count where the slide deck promised a 3:1 or 4:1 return on preventive care. The CFO nods, the wellness...
Employee lifestyle choices are among the most significant and modifiable drivers of employer healthcare costs. When we talk about lifestyle, we refer to...
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