Why Your Wellness Program Might Be Dangerous (and What to Do About It)
Margaret had been with the company for 23 years. At 64, she was one of those employees every HR director loves-reliable, experienced, the kind of person who...
Prescription Drugs
218 posts
Margaret had been with the company for 23 years. At 64, she was one of those employees every HR director loves-reliable, experienced, the kind of person who...
If you run benefits for a small business, you’ve probably lived the same movie on repeat: renewal comes in high, you shop the market, you raise deductibles...
I spend a lot of time looking at benefits data, and there's something that keeps showing up in the numbers that most people miss. It's not about premium...
As an employer or HR leader selecting a health plan, understanding how insurers determine "medical necessity" is crucial. This standard directly impacts...
A prescription drug formulary is a list of medications approved and covered by your health insurance or prescription drug plan. Think of it as the plan's...
Expat health insurance is usually sold on the big, dramatic moments: worldwide networks, emergency evacuation, and the fine print around “worldwide...
I've spent two decades in the employee benefits trenches, and I can tell you something that'll make CFOs lose sleep: Your benefits platform is bleeding...
Yes, the vast majority of employer-sponsored and individual health insurance plans include coverage for prescription drugs, but the specifics of what is...
Moving to a new state is a significant life event that directly impacts your healthcare coverage. While your benefits don't simply vanish, the transition...
Managing a chronic illness requires a healthcare plan that works as hard as you do. It's not just about having insurance; it's about having a proactive,...
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