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Employee assistance programs are among the least expensive benefits an employer can offer. A standard EAP contract typically costs between $12 and $40 per...
Switching from a fully insured health plan to a level-funded arrangement changes an employer’s healthcare costs in three fundamental ways. You trade a...
The cost gap between covering full-time and part-time workers is not a numbers game. Federal regulation sets the floor, but the real expense is shaped by...
The cost of an MRI does not change if the employer paying for it trades on the NYSE or is family-owned. What does change is how the organization thinks...
The Small Business Health Care Tax Credit has been around since 2014. It can cover up to half the premiums a qualifying employer pays. That sounds like a...
U.S. per capita healthcare spending sits near $12,900 a year, roughly double the average in comparable developed nations. For American employers, this is...
The gap is wider than most benefits teams realize. Across U.S. employers, the cost to cover a dependent, whether a spouse, a child, or a full family, runs...
The No Surprises Act (NSA), which took effect January 1, 2022, shields patients from unexpected bills when they receive emergency care from out-of-network...
Administrative expenses consume between 15% and 25% of total employer healthcare spending, depending on plan size, structure, and where you draw the...
At its core, the relationship between employer healthcare costs and product pricing is a direct pass-through of operating expenses. When an employer...
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