What is the impact of association health plans on small employer costs?
Association health plans (AHPs) have long been promoted as a vehicle to make health coverage more affordable for small businesses. At their core, AHPs allow...
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Association health plans (AHPs) have long been promoted as a vehicle to make health coverage more affordable for small businesses. At their core, AHPs allow...
The cost of employer stop-loss coverage is on a steep upward trajectory, driven by a confluence of forces reshaping the self-funded health plan landscape....
Employer healthcare costs are profoundly shaped by plan design, and the choice between a Preferred Provider Organization (PPO) and a Health Maintenance...
When employers evaluate their health plan spend, the difference between covering employees only and covering their entire family often represents the single...
Stop-loss insurance serves as the critical financial safety net for employers that choose to self-fund their health plans. Unlike fully insured arrangements...
I've spent the better part of my career untangling the invisible wiring that connects a health plan's promise to what actually happens when an employee...
Every few years, a consultant walks into a benefits meeting and promises that reference-based pricing will slash your health plan costs by 40 percent...
Out-of-network (OON) charges represent one of the most volatile and poorly controlled cost drivers in employer-sponsored health plans. Unlike in-network...
Every year, I watch benefits teams chase the latest shiny object-a new point solution, a rebate tweak, a wellness challenge that promises to get people...
Employer healthcare costs aren't just a line item on a CFO's spreadsheet-they are a pivotal lever in the competition for top talent. When a company’s health...
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