The Calculator That Promises 30% Savings (But Won't Show You the Fine Print)
You've seen the demo. A vendor walks into your office, pulls up a sleek calculator, types in your total medical spend, and-boom-a 25% savings number...

Plan Comparison
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You've seen the demo. A vendor walks into your office, pulls up a sleek calculator, types in your total medical spend, and-boom-a 25% savings number...
When evaluating the financial impact of employer-sponsored health benefits, the comparison between offering a traditional group health plan and a Health...
If you’ve spent any time in employee benefits, you’ve heard the standard pitch: Level funding is self-funding with training wheels. Same risk protection,...
Understanding the average employer contribution to health insurance premiums is crucial for both employees and benefits administrators. As of the most...
If you’ve sat through an HR conference or skimmed a benefits trade journal lately, you already know the usual pitch: Reference-based pricing (RBP) can slash...
If you are an employer navigating the complexities of employee benefits, understanding the average cost of a family health insurance plan is crucial for...
Self-funded insurance plans, also known as self-insured plans, fundamentally alter the financial dynamics of employer healthcare costs by shifting the...
Understanding the difference between employer healthcare costs and employee premiums is essential for both HR professionals and employees navigating...
You’ve done the work. Narrow networks, reference-based pricing, high-deductible plans with HSAs, step therapy, wellness incentives-the whole classic cost...
Healthcare costs are a significant line item for every employer, but the burden-and the budget-is far from uniform. The industry an employer operates in is...
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