ContactPlan Comparison
233 posts
The cost of an MRI does not change if the employer paying for it trades on the NYSE or is family-owned. What does change is how the organization thinks...
The gap is wider than most benefits teams realize. Across U.S. employers, the cost to cover a dependent, whether a spouse, a child, or a full family, runs...
Nearly a quarter of every health care dollar spent in the U.S. is waste: unnecessary tests, administrative bloat, inflated prices, according to the National...
I’ve been in this industry long enough to know that when a TPA rep leans across the table and says “all-in,” my hand instinctively moves to cover my wallet....
The relentless upward trajectory of employer healthcare costs is the single most powerful catalyst driving the adoption of consumer-directed health plans...
Every year I sit across from small business owners as they open a renewal letter that feels like a gut punch. Premiums up 12%. Another 18%. They think it’s...
Every year, without fail, your benefits broker shows up with that glossy deck full of bar charts and reassuring percentiles. Your deductible? Sitting pretty...
Everyone loves the idea of a narrow network plan on paper. Lower premiums, tight cost controls, a curated list of high-quality providers. It feels like the...
For employers weighing their group health insurance options, the cost comparison between level-funded and fully insured plans often becomes the deciding...
I've sat through dozens of reference-based pricing pitches, and they all sound the same after a while. Medicare multiples, stop-loss triggers, provider...
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