Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.
Prescription drug coverage is a core component of most employer-sponsored health benefits, but the specific options available vary widely depending on the...
Read More →Yes, premium assistance programs are available, and they are becoming an increasingly strategic tool for employers seeking to manage healthcare costs while...
Read More →Yes, there are several cost-saving programs and subsidies for healthcare benefits based on income, and they operate at both the federal and state levels....
Read More →Benefits updates seem simple until they aren’t. One email goes out, a few employees skim it, someone forwards it to a spouse, and suddenly HR is fielding a...
Read More →Yes, you can purchase short-term health insurance, and many individuals use it as a gap filler between jobs or during open enrollment transitions. However,...
Read More →Open enrollment is your once-a-year opportunity to reassess your healthcare benefits, and it’s a decision that directly impacts both your physical health...
Read More →Most advice about using an FSA for over-the-counter (OTC) items turns into a giant shopping list. It’s not wrong-it’s just not the part that trips people...
Read More →Checking the status of a healthcare benefits claim online is often simpler than calling customer service, and it gives you 24/7 access to your information....
Read More →Choosing between an employer-provided health plan and a plan from the Health Insurance Marketplace (created by the Affordable Care Act, or ACA) is one of...
Read More →Health Reimbursement Arrangements (HRAs), Flexible Spending Accounts (FSAs), and Health Savings Accounts (HSAs) are three distinct employer-sponsored health...
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