Flexible Benefits 2.0: How Employees Can Earn Rewards for Prevention
Let’s be honest: Most flexible benefits plans aren’t really flexible. They’re just a menu of fixed choices. Pick your deductible level. Choose between a PPO...

Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.
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Let’s be honest: Most flexible benefits plans aren’t really flexible. They’re just a menu of fixed choices. Pick your deductible level. Choose between a PPO...
Understanding the differences between a High-Deductible Health Plan (HDHP) and a traditional healthcare benefits plan is critical for employers and...
Pre-authorization-also known as prior authorization, pre-certification, or precertification-is a utilization management process used by health plans to...
In traditional healthcare benefits plans, the Primary Care Physician (PCP) has long served as the gatekeeper -the clinician co-ordinating referrals,...
Yes, telehealth visits are now widely covered under standard healthcare benefits, but the coverage details can vary significantly depending on the type of...
The short answer is yes, most modern healthcare benefits plans include some form of wellness incentives or discounts. However, the real question is whether...
Yes, open enrollment is the designated period when you can change your healthcare benefits plan. This is the most straightforward answer, but the real...
Yes, you can absolutely get healthcare benefits through a spouse's employer. This is one of the most common ways Americans receive health coverage,...
The short answer is yes-many employer-sponsored health plans do offer coverage for chiropractic and acupuncture services, but the degree of coverage, the...
Using healthcare benefits while traveling abroad is a common concern, and the answer depends heavily on the type of health plan you have. Traditional...
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