Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.
Let me tell you something that most benefits consultants won't say out loud: your health screening program might be making your healthcare costs worse. I...
Read More →Every year, employers pour billions into managing chronic disease, diabetes, and obesity-related claims. Yet one of the simplest, most effective...
Read More →When you or a loved one live with a chronic condition-whether it’s diabetes, hypertension, asthma, or arthritis-a standard health plan often feels like it’s...
Read More →Most employees think of healthcare benefits as something you only use when you’re sick. But in reality, not using your benefits for an extended period can...
Read More →An out-of-pocket maximum (also called an out-of-pocket limit) is the most you’ll have to pay for covered healthcare services in a plan year. Once you reach...
Read More →Pre-authorization, also known as prior authorization or pre-certification, is a utilization management tool used by health plans to control costs and ensure...
Read More →Finding out that your health plan won’t cover a treatment your doctor has deemed medically necessary can feel like hitting a wall. But this situation is...
Read More →Let’s be honest. When most benefits leaders hear “Essential Health Benefits,” they brace for compliance checklists and rising premiums. It makes sense-the...
Read More →Yes, prescription medications are typically covered under healthcare benefits plans-but how they are covered, what you pay, and which drugs are included...
Read More →The short answer is yes-employer-sponsored health plans already contain important age-specific benefits for both children and seniors, but they are often...
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