Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.
For years, I treated Medicare Part D like a necessary evil. A compliance checkbox. Something you hand off to the PBM and hope for the best. I'm guessing a...
Read More →Open Enrollment is the designated annual window when employees can enroll in, change, or drop their healthcare benefits without a qualifying life event. For...
Read More →Adding a new family member through birth or adoption is a major life event that triggers special rights under your employer's health plan. Under the...
Read More →It’s a scenario no one wants to think about, but understanding what happens to your healthcare benefits if your employer goes out of business is critical...
Read More →For retirees and seniors, navigating healthcare benefits can feel like deciphering a complex code. However, the landscape is shifting from a patchwork of...
Read More →Gen Z doesn’t judge benefits the way most employers still design them. They’re not looking for a thicker benefits guide or a bigger pile of optional...
Read More →Yes, you can change your healthcare benefits plan mid-year if you experience a qualifying life event (QLE). Under IRS Section 125 and HIPAA special...
Read More →The short answer is: it depends on your specific health plan , but the default for most employer-sponsored plans in the United States is very limited or no...
Read More →The short answer is: it depends on the type of health plan you have-but in most traditional employer-sponsored plans, LASIK and other elective vision...
Read More →COBRA duration is usually explained like a memorized fact: 18 months after termination or a reduction in hours, sometimes 29 months , sometimes 36 months ....
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