Your Trend Forecast Is a Mirage
Every fall, the ritual kicks off with a familiar ache. Consultants project medical trend at 8%, maybe 10%, pointing fingers at the usual villains-specialty...
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Every fall, the ritual kicks off with a familiar ache. Consultants project medical trend at 8%, maybe 10%, pointing fingers at the usual villains-specialty...
The relationship between rising healthcare costs and the employment prospects of older workers is a classic push-pull dynamic that plays out in hiring...
The relationship between employer healthcare costs and employee financial wellness is a direct and often painful feedback loop. When the cost of providing...
Every winter, the same ritual unfolds in benefits departments across the country. Screens glow with 1095-C previews, spreadsheets multiply like rabbits, and...
Let me paint a picture you’ve probably lived a dozen times. The renewal spreadsheet lands on your desk, and within seconds all eyes lock onto a single...
A few years back, I sat across a conference table from a benefits director who had just finished walking me through her company’s progressive...
Value-Based Insurance Design is one of those ideas that sounds like a no-brainer. Make insulin cheap. Make mental health visits free. Nudge people away from...
Workplace ergonomics is often dismissed as a "nice-to-have" wellness perk, but in reality, it is one of the most powerful levers an employer can pull to...
At first glance, employer healthcare costs and retirement savings might seem like two distinct silos in a benefits package-one handles immediate medical...
A mid-sized tech company wrapped up a routine dependent eligibility audit last fall. They weren't expecting fireworks-maybe a stray ex-spouse or a...
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