WellthCare

Blog — Page 17

Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.

May 30, 2026Danny Mason

Can You Change Health Plans Mid-Year? Yes, With a Qualifying Event

Yes, you can change your healthcare benefits plan mid-year if you experience a qualifying life event (QLE). Under IRS Section 125 and HIPAA special...

Read More →
May 30, 2026Danny Mason

Does Your Health Insurance Cover Out-of-Country Emergencies?

The short answer is: it depends on your specific health plan , but the default for most employer-sponsored plans in the United States is very limited or no...

Read More →
May 30, 2026Danny Mason

How to Use HSA, FSA, and WellthCare for LASIK

The short answer is: it depends on the type of health plan you have-but in most traditional employer-sponsored plans, LASIK and other elective vision...

Read More →
May 30, 2026Danny Mason

COBRA Duration: Three Clocks You Need to Track

COBRA duration is usually explained like a memorized fact: 18 months after termination or a reduction in hours, sometimes 29 months , sometimes 36 months ....

Read More →
May 30, 2026Danny Mason

Coinsurance Explained: What It Really Costs and Why It Surprises You

If you’ve ever heard “coinsurance is just 20% after the deductible,” you’ve been given the definition-but not the reality. In practice, coinsurance is one...

Read More →
May 30, 2026Danny Mason

Does Your Health Plan Cover Medical Devices and DME?

The short answer is: yes, most employer-sponsored health plans and individual insurance policies cover medically necessary Durable Medical Equipment (DME)...

Read More →
May 30, 2026Danny Mason

EPO, HMO, or PPO: Which Health Plan Structure Works Best?

Choosing the right health plan structure is one of the most consequential decisions an employer or benefits leader can make. Among the most common options-...

Read More →
May 30, 2026Danny Mason

How Government Subsidies Affect Your Healthcare Costs

Government subsidies shape healthcare costs for employers and employees in ways that are often invisible-until they’re not. These subsidies flow through...

Read More →
May 30, 2026Danny Mason

How to Check a Pending Healthcare Claim Status

Checking the status of a pending claim is one of the most common-and most frustrating-tasks in healthcare benefits. The process varies by provider, but...

Read More →
May 30, 2026Danny Mason

How to Coordinate Healthcare Benefits With Your Spouse's Plan

Coordinating healthcare benefits with a spouse’s plan is one of the smartest financial moves a family can make-but it’s also where many employees leave...

Read More →

This isn't insurance as usual.

Get Your Eligibility Results

30-minute call • Personalized Pension & Store projections

• No disruption to your current plan