The Plan Designer You Never Knew You Had
Every benefits director knows the standard story. Stop loss insurance catches you when a catastrophic claim threatens to blow up your self-funded plan. The...
ContactContactInsights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.
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Every benefits director knows the standard story. Stop loss insurance catches you when a catastrophic claim threatens to blow up your self-funded plan. The...
I was sitting across from a client last fall, watching her slide the carrier’s renewal letter across the table. The number was ugly-a 14% increase on a...
Medical tourism-the practice of traveling abroad to receive medical, dental, or surgical care-has emerged as a disruptive force in employer-sponsored health...
Employer healthcare costs are far more than a line item on a P&L statement-they are a strategic variable that can influence investor sentiment, earnings...
Every benefits leader wrestling with reference-based pricing knows the tension. You push for hard-dollar savings, and somewhere across town an employee...
Employer healthcare costs are one of the most significant and fastest-growing line items in any benefits budget, often consuming 10% to 20% of total...
The difference in employer healthcare costs for hourly versus salaried employees isn’t a simple matter of one group always costing more. Instead, the...
Small business owners love a fixed number. It lets them forecast, sleep at night, and avoid uncomfortable questions. So when a broker pitches a level-funded...
Every year, I sit through the same round of benefits renewal meetings. The conversation always drifts to premiums, trend factors, and stop-loss attachment...
I’ve sat through more vendor meetings than I can count where the slide deck promised a 3:1 or 4:1 return on preventive care. The CFO nods, the wellness...
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