Your Trend Forecast Is a Mirage
Every fall, the ritual kicks off with a familiar ache. Consultants project medical trend at 8%, maybe 10%, pointing fingers at the usual villains-specialty...
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Every fall, the ritual kicks off with a familiar ache. Consultants project medical trend at 8%, maybe 10%, pointing fingers at the usual villains-specialty...
The relationship between rising healthcare costs and the employment prospects of older workers is a classic push-pull dynamic that plays out in hiring...
The relationship between employer healthcare costs and employee financial wellness is a direct and often painful feedback loop. When the cost of providing...
Every winter, the same ritual unfolds in benefits departments across the country. Screens glow with 1095-C previews, spreadsheets multiply like rabbits, and...
Let me paint a picture you’ve probably lived a dozen times. The renewal spreadsheet lands on your desk, and within seconds all eyes lock onto a single...
A few years back, I sat across a conference table from a benefits director who had just finished walking me through her company’s progressive...
Value-Based Insurance Design is one of those ideas that sounds like a no-brainer. Make insulin cheap. Make mental health visits free. Nudge people away from...
Workplace ergonomics is often dismissed as a "nice-to-have" wellness perk, but in reality, it is one of the most powerful levers an employer can pull to...
A mid-sized tech company wrapped up a routine dependent eligibility audit last fall. They weren't expecting fireworks-maybe a stray ex-spouse or a...
Employee assistance programs (EAPs) are often viewed as a low-utilization perk - a phone number on a poster - but when strategically designed and...
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