ACA Employer Mandate Penalties Still Apply in 2026, and They're Costly
As of 2025, the federal penalty for not having health insurance-the individual mandate penalty established under the Affordable Care Act (ACA)-has been...
ContactContactBenefits strategy is where cost control, recruiting, and employee trust all collide. These posts cover how employers structure plans, what actually moves the renewal number, and where traditional programs quietly leak money. Written for the people who own the budget and have to answer for it.
1,156 posts
As of 2025, the federal penalty for not having health insurance-the individual mandate penalty established under the Affordable Care Act (ACA)-has been...
The short answer is yes , but not in the way most people think. Traditional negotiation-asking for a higher salary, more PTO, or a flexible schedule-is well...
Most companies talk about childcare assistance as a recruiting perk or a retention play. That’s not wrong. But it’s also not the whole story. If you look at...
Most employers can honestly say they offer mental health support for depression. There’s an EAP. There’s likely a teletherapy option. Maybe a mental health...
Virtual healthcare is usually pitched with a simple comparison: a quick telehealth visit costs less than urgent care, so employers should save money. That...
There are 40 million Americans working part-time, temporary, or seasonal roles. They staff hotels, pick orders, drive for rideshare apps, and clean offices...
Every benefits leader has seen the same pitch: "Add telemedicine. Cut ER visits. Save on premiums." It sounds smart. It's also incomplete. Here's the...
Protecting your personal health information (PHI) is a fundamental right, and when you use employer-sponsored healthcare benefits, you are covered by strong...
The difference between healthcare benefits for retirees and active employees is not just about coverage-it’s about a fundamental shift in financial...
Most “how to negotiate health insurance rates” advice still treats renewal like a one-time showdown: run an RFP, hint you’ll switch carriers, adjust...
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