The Deductible’s Dirty Secret
Walk into any benefits conference and you'll hear the same chorus: deductibles are a necessary evil. They nudge people toward smarter care, keep premiums in...

Networks
320 posts
Walk into any benefits conference and you'll hear the same chorus: deductibles are a necessary evil. They nudge people toward smarter care, keep premiums in...
Every benefits director knows the standard story. Stop loss insurance catches you when a catastrophic claim threatens to blow up your self-funded plan. The...
Every benefits leader wrestling with reference-based pricing knows the tension. You push for hard-dollar savings, and somewhere across town an employee...
Healthcare pricing transparency is a powerful but often underutilized tool for employers to reduce costs. At its core, it means providing clear, accessible...
Employer healthcare costs vary significantly between urban and rural areas, driven by differences in provider availability, population health profiles, and...
A few months back, I sat across a conference table from a benefits director who was beaming. Her team had just completed a repricing vendor RFP, and the...
When we talk about healthcare cost containment in employee benefits, the conversation almost always lands on network discounts, drug rebates, prior...
You’ve heard the pitch: reference-based pricing slashes healthcare costs by paying a fair multiple of Medicare, bypassing bloated networks, and saving 20 to...
You talk to your broker. You meet with your CFO. You think you're the one calling the shots on your self-funded health plan. But there's someone else in the...
Narrow provider networks, which limit employees' choice of doctors and hospitals to a smaller, pre-selected group, have become a powerful tool for employers...
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