ContactFinancial Wellness
956 posts
Preventive services cost employers a fraction of what treatment costs. A preventive visit is a scheduled, coded, predictable event. A hospital admission for...
Every fall, benefits teams open the benchmark report and compare their employer contribution against a peer group matched by industry, size, and region. If...
Most employers start a direct primary care conversation with the per-member-per-month fee. That is the wrong first question. The fee tells you what access...
US healthcare spending averages about $12,900 per person each year. Employers cover a large share of that bill, and the number keeps climbing while outcomes...
Most employer health cost strategies share a blind spot. They start after the claim exists. Reference-based pricing renegotiates that claim. Pharmacy...
Employers ask the same question every time a wellness vendor walks in the door: can we write off the program? The answer is yes. Accountants have deducted...
Employee assistance programs are among the least expensive benefits an employer can offer. A standard EAP contract typically costs between $12 and $40 per...
Most health engagement programs measure activity. They leave prevention unmeasured. A platform can report high monthly logins while the share of employees...
A company that sponsors a self-funded health plan becomes a fiduciary the moment the plan document is signed. Most employers understand this means watching...
Healthcare costs are the second-largest line item for most employers after wages. Premiums have climbed 5 to 7 percent each year for the past two decades,...
30-minute call • Personalized retirement & Store projections
• No disruption to your current plan