WellthCare

Blog — Page 44

Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.

May 16, 2026Danny Mason

Do Employer Health Plans Cover International Travel and Medical Emergencies Abroad?

Yes, there are healthcare benefits that cover international travel and medical emergencies abroad, but the coverage varies significantly depending on the...

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May 16, 2026Danny Mason

How to Change Your Health Benefits Outside Open Enrollment

The short answer is yes , but with important limitations. While open enrollment is the standard window for making changes to your employer-sponsored...

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May 16, 2026Danny Mason

Flexible Benefits Are Broken — Here’s What Actually Works

For years, flexible benefits plans have been the darling of HR leaders. Cafeteria plans, FSAs, HSAs, lifestyle spending accounts - the logic sounds great:...

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May 16, 2026Danny Mason

How to Appeal a Denied Healthcare Claim in 5 Steps

Having a healthcare benefits claim denied can be frustrating, especially when you believe the treatment is medically necessary. Under federal law,...

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May 16, 2026Danny Mason

How Do Healthcare Benefits Cover Prescription Drugs — and What's a Formulary?

Prescription drug coverage is a core component of most employer-sponsored health plans, but the way benefits manage and pay for medications is often opaque...

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May 16, 2026Danny Mason

How Maternity Care Benefits Work: Costs, Coverage, and Savings

Maternity care and childbirth are among the most used-and most expensive-benefits in any employer-sponsored health plan. Understanding how healthcare...

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May 16, 2026Danny Mason

How to Check Your Healthcare Claim Status (Step-by-Step)

Checking the status of a healthcare claim might feel tedious, but it’s a critical skill for managing your out-of-pocket costs, catching billing errors...

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May 16, 2026Danny Mason

How to Read Your EOB Statement (And Why It's Not a Bill)

The Explanation of Benefits (EOB) is not a bill, but a detailed statement from your health plan showing what medical services you received, what the...

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May 16, 2026Danny Mason

How Often Are Preventive Care Visits Covered? Frequency Guide

Under most employer-sponsored group health plans and individual marketplace policies, preventive care visits are covered at no cost to the member - meaning...

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May 16, 2026Danny Mason

LASIK and Vision Insurance: What Employers Need to Know

LASIK shows up in open enrollment guides all the time, usually framed as a “nice extra” in the vision plan. Then employees go to use it and hit the same...

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