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Blog — Page 133

Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.

March 27, 2026Danny Mason

The Telehealth Security Problem Nobody's Talking About

I need to tell you something that's going to make you uncomfortable. Right now, your telehealth benefit-the one you rolled out to great fanfare during the...

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March 27, 2026Danny Mason

The Voluntary Benefits Boom Is Hiding a Massive Problem

Open enrollment just wrapped up, and if you're anywhere near the benefits world, you probably saw the headlines: voluntary benefits hit record enrollment in...

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March 27, 2026Danny Mason

What are the key differences between in-network and out-of-network coverage costs?

Understanding the difference between in-network and out-of-network coverage is fundamental to managing your healthcare expenses and avoiding surprise bills....

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March 27, 2026Danny Mason

What is a health reimbursement arrangement (HRA) and how is it different from an HSA or FSA?

Navigating the alphabet soup of employee benefits-HRA, HSA, FSA-can be confusing, but understanding the differences is crucial for both employers designing...

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March 27, 2026Danny Mason

What penalties apply if I don't have healthcare benefits under the Affordable Care Act?

Understanding the penalties related to healthcare benefits under the Affordable Care Act (ACA) is crucial for both employers and individuals, as the rules...

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March 27, 2026Danny Mason

What should I do if my healthcare benefits provider denies coverage for a necessary treatment?

Receiving a denial from your health plan for a treatment your doctor deems necessary is a stressful and often confusing experience. It can feel like the...

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March 27, 2026Danny Mason

What types of healthcare benefits are recommended for managing chronic illnesses?

For employers and HR leaders, designing a benefits package that effectively manages chronic illnesses is one of the most impactful-and...

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March 27, 2026Danny Mason

Your ACA Subsidy is a Financial Tightrope. It's Time for a Safety Net.

If you've ever helped an employee navigate the Health Insurance Marketplace, you've reached for the same tool we all have: the ACA subsidy calculator. Input...

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March 27, 2026Danny Mason

Your Cafeteria is a Strategic Asset

Let's be honest. When most HR leaders think about vegan protein, they picture the office salad bar or a niche accommodation request. It's time to shift that...

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March 26, 2026Danny Mason

Are healthcare benefits mandatory for employers to offer in the United States?

This is one of the most common and critical questions in benefits administration. The short answer is no, there is no federal law that universally requires...

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